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so joining us. I think your mutes at the moment. Yeah. Yeah, okay. Oh, yes. Perfect. We can. Here you go. Um, do you want to do the introduction? Runs out and then I'll go from there. Uh, yes. Anyhow, we'll do the introduction. Should we give it a few minutes for more people to join, or are you happy to sell them? We'll give it a few more minutes. No. Okay. Okay. Can we get started? Cause I I need to shoot off around eight ish, if that's okay. Course you. Hello, everyone. Welcome to our first month of Blue Webinar. You know, if we want survival guide 10 parts Siris, today's four crates down the f word won't contract and it's going to be delivered by Dr Sara. Usha was actually in the any question of being a former accountant. She's also head of surgery financing Q y. Mind the sleep. Just a reminder that the rep and I will be recorded unoccluded to YouTube. Please remember to ask any questions and we'll make sure to ask them at the end. Remember, you can also sign up for free weekly webinars or post the link for that in the chat box on. You can also filling the feedback forms at the end of for a certificate. And again, I'll post the link for that in the chapel. Ox. Um, without further ado are 100 of a desire. Thank you so much health. Um, so this evening, I'm going to go through some basics about the contract. As you can imagine, the contract is boring. It's a dry read, but I will highlight some important things that you need to look out for. Um, And then I also direct you to where to find information for yourselves when, um so you don't have to sit here and listen to all of it from me. So let me get started. I'm going to share my screen. Um, I work take myself off. Was always happens, doesn't it? Okay, hate these book, and we go. I won't be able to see you in a pit. There we go. If you have anything, any questions, pop them in the chat. And I'm sure the how or homes are will ask me the questions if I need thumb. So first, I'm just going to quickly run through some bits that I've pulled out of the of the contracts. And then, um, I'll show you a few important things that you might want to look out for yourselves. Okay, Nice hollow hum. So confirm if you can see my screen. Oh, yeah, we can see this. Sweet. Excellent. On. Is it moving for you? There it is. Yeah. Lovely. Okay, so we're gonna talk about the contract. Um ah, you very kindly, uh, introduced me, so we'll move on from there. One thing I wanted to raise with you before I moved on to anything else is about, um the doctors pay erosion. So over the last 10 years, or pay has been caught, but in Realtor MZs by 22.4%. What this basically means is that because inflation has been rising higher on quicker, then I'll pay the buying power off each pound of money that we learn has gone down. So in Realtor mom's eye, the amount that we can buy as a result of our earnings has gone down a swell If you go to my instagram page at the Finance Medic. Um, there's a post that describes that very carefully in detail so you can understand what it means, And the reason I'm sharing this with you is because there's been some movement in trying to get our pay back to what it should be. Eso what we've been doing, not we me personally but you. There's the doctors vote on having just voted a lot of them into the B m A council. They're only goal is to restore up. Hey! And so I'd like you if you could to look at those, um, and just find out a bit more about the devaluation off our profession so that you can fight for your pay as well, moving on to the junior doctor contract. So I'm going to be talking about the junior doctor contracting England. There's actually different contracts in Scotland, whales and Northern Ireland. There on the old contract, Um, if need be, I can also do one for the old contract, but I'll focus on the England one for now, the new contract. So each time you rotate, you get a new contract from your employer. So, for example, at the moment I'm in terms Valley Diener E for my foundation training. But for my first year of foundation training, I'm under Buckinghamshire Healthcare Trust. And so I got a one year contract from them and next time at Oxford Universities Hospitals Trust. So I'll be getting a new contract hopefully soon from them as well. So we get a new contract every time we rotate to a new employer. Sometimes there are certain Diener ease that have a lead employer, where they've got an agreement between different trusts that only one of the trusts will administer the contract. And sub. You got two different trusts rather than you having to get a new contract each time. But it's very individual. Onda I I don't know which ones do, which I know the one. I'd has a separate contracts, so the first thing is your contract will outline your job description, and it should provide you an accurate picture of the hours that you will work on what your throat looks like. Ideally, you should have your rotor six weeks before starting. When I started, mine was two weeks before I started on. Even though it's part of the contract, it's a contract. You'll agreement a lot of trust. Still don't get the road is out Six weeks before starting next, there was some little bits I wanted to highlight about the contract. So, basically, if you choose to terminate your contract or your trust trying to terminate a contract with you, these are the notice periods. So one month, if you're enough, why one that they have to give you and you have to give thumb? There will be some variations in the contract. However. These are very rare because each variation has to be agreed by the Junior Doctors Forum on the local junior doctor's. Excuse me. Sorry, my dog wants to jump up. Excuse me, so because it has to be agreed by each four, Um, there's very little chance of variability unless there's something special that needs doing or you've requested something special, and I'll show you how to tell whether there variations or not in your contract in a moment. Next is f Y one shot deal in. So every trust is actually that provides a foundation training program. Um is actually contractually obliged to pay you at least four days worth of shadowing for F Y. One at a nephrology basic salary rate on it prescribes exactly how it should be calculated on. So she calculated the hours undertaken in a four day shadowing periods of 32 hours, or 4/5 of the full 40 hours. And it should be calculated like that if you've been given a shadowing period. And that's not not how your pain is being calculated. You should contact the B M A or at least a B M a wrap for your local region, and the next is pay. So I'm assuming Ah, what of your F Y ones? Forgive me. If you're a different grade, you can find the additional information on the pay circulars or you have to do. Is Google 22 23 Doctors pay circular on the PdF will come up, but basically the F Y one salary from this tax. Your own words is not 29,384 for a 40 hour week. We then get additional pay for weekends for nights on. For any ours worked over those 40 hours. You can then have your contract before you sign it checked by the B m A. But I'm just going to give you some tips on what you can do before you do that, in case you don't want to. So first I'll talk about the weekend allowance. So the weekend allowances based on your rotor of how often you work on the weekends? Um, contractually, they encourage employers not to have you any more than one in three weekends. But, um, I, for example, in my contract I was working between one and three on between one and four weekends. So there were three occasions where it was on one and three. And then on the fourth one, it was one and four, but I still got paid 7.5, despite most of my weekends being one in three. So it's a bit weird that how they've sort of split this where it's less than one into and greater or equal to one and three, where I had equal to one and three. But because not all of my my weekends a one and 31 of them is one in four. They were able to pay me 7.5% premium rather than a 10% premium. I tried arguing it, but unfortunately, they they managed to do it that way because of just how they that, um, that brew is the contractors in perfect. Basically, um, So you then get in hunts hours. So this is 37% off any time that you work between nine PM and 7 a.m. any day of the week. However, if you have night shifts and they start, they shouldn't start any earlier than eight o'clock at night on day shouldn't start any later than 23 59. So 11, 59 they last a least eight hours. Then you should get 37% off your hourly basic pay for all of it up until 10 o'clock that day. So, for example, or my medical nights, I work from nine PM to, um nine AM 9. 30 AM Eso All of that was paid at 7. 37 a half, 37% even though it says here that it's up to seven o'clock in the morning. But actually, because it was that night shift where it was at least eight hours long, it was later than eight o'clock, but earlier than 11. 59. And it was up to 10 o'clock on the next day. I got 37% for all of those hours. So that's your night premium working time regulations. I get asked about this a lot on in your contract. You're not. You're not told to opt out of it. No one's really forced to opt out of it. Um, you can voluntarily opt out of it. I You know, I don't think you should have to, just because it does work out. Um, so it says here that it's an average weekly limit or 48. So some some weeks there was one week. I work 68 hours and then another week where I worked 32 hours. And so over time. As long as it works out at 48 hours, you have to You fit within the working time regulations? No, Only that it should be a maximum average of 56 hours a week, a maximum of 72 hours over 168 period. So it's not just the 48 hours you might find. There are some weeks where you're working 68 69 hours. Onda um, you'll find that over the rotor. It will even out to 48 hours and I'll show you how they figure out out in a moment. Next breaks. So, uh, This is contractual if you're working at least five hours, so your normal working day you get at least 1 30 minute break. If you're working more than nine hours or a long day is usually, um, not 12 hours. Then you get another 30 minutes or an hour over on. If you're working nights, which is over 12 hours, you get another 30 minutes or an hour and a half break. And so just make sure that you're taking those break your entitled to take off. And I were in a normal working day. That is less than nine hours on our split up, Ideally, for anything that's over nine hours and then all night shift. It's an hour and a half. That's not done yet. That's just I wanted to pick on certain things because I wanted to show you. First of all, um, this is the model contract page. It's just loading that with me on. Basically, you can use this link here to download a copy off the model contracts, which I have here on my contracts from Buckingham. Sure, healthcare Trust is identical to this model contract, so I really didn't even have to get the B m a to look at my contract. I did. And it was It was fine. It was compliant, but basically the trust. Just use this contract. So if you download this, um, I'm gonna pop the link in the chat. Now, if you download this and check your contracts against it on it absolutely matches, then you don't actually need, um to have your contract checked because it's got model contract. Um, and mine was identical. Like I said, the next thing I wanted to show you is a b m. A handbook on the contract, which is where I got a lot of my information from. So this is the B m a handbook. It's the latest copy. Let me just give you a link again. Um, that's not back. So I can show you what that is, you know. Here. No. Well, yeah. Okay, so this will give you all the contract. You allow requirements based under the junior doctor contract. There are a lot of things. So, for example, here pay, um, you might be interested in the contracts of employment work, scheduling, hours of work, exception reporting. Um, all of this is really well explained in this handbook. I found it really, really useful. Um, so did you know that contractually trusts are meant to reimburse you for your moving costs on, so you'll be able to find the relocation cost form, um, full wherever you're moving. So you should absolutely look for that. There was one thing I wanted you to see. Let me just go back to a halt. Who? Yeah, Yeah, I was of work that we go. So your rotor should meet these requirements here. You should have a minimum of Elavil. 11 hours, continuous rest in every 24 hour period. Um, our long days on medicine were 13 hours long, so they literally squeezed right up to that limit. Um, a minimum rest break of 20 minutes every six hours. This is actually really tough, Um, especially for doctors, because our rest breaks are paid, and so the less regions their nurses breaks with that aren't paid. So when nurses take a break that their brakes on paid so they are very rigid about them, they take turns and they tends not to skip their brakes. Some, unfortunately, do when things are really, really busy. But for doctors because they're paid. There's this expectation that we should kind of be doing stuff in our breaks and stuff, but we're moving more and more towards a culture of making sure you take a least 20 minutes. It does make a big difference. Um, things are stupidly busy on burnout. Israel on. You need to look after yourself. So if you need to sort of step away for 20 minutes, it's going to be fine. Um, and it is absolutely important for you to look after yourself. Um, so all of these are set out, um, in the contract. And then I thought it might be useful for you to actually see my work schedule. So, um, here's a copy of my work schedule. There's my name training program where it'll sets out. It sets off the sites all my important people. It sets out the training requirements, which are all contractual. So you have to meet these These the monetary training on this is the biggie. This is the important thing. So I wanted to show you this because this is what's going to dictate how you can take these on dot So what happens is this normal working day you can take an you leave on normal working days on long days nights. Um, on call, which is respiratory. We couldn't take on your leave, so we only allowed to take them. Then, um, you can see my weekends one in three. The one in 31 and three. There we go. But even though it was one in three, but there were no instances of it being one in to, um, I got the 7.5% premium other than the 10% cream. Um, And then you have your zero days. You have your self development time, which we are now obliged to have an hour a week on the trusts consent it out anywhere they like. So our trust gave us days that were allocated rather than sort of. Well, it depended really on which rotation you were on. So my colleagues on hematology, for example, they were given half a hour every morning for self development time. But unfortunately, that's not really very you can get very much done in that time. So they did negotiate sort of having half days rather than, um spitting out it out in that way. So That's what our rotor looks like. Everybody's wrote. Everybody's rotor will be very similar on the same rotation, but it may vary if they have been. Their occupational health has signed them to not do nights. Um, Andi. If they've been signed not to do certain hours, for example, or certain lengths of shifts, it may vary. So let's go down here now. This is the important, but the thing I was telling you about and this is all the checks to make sure that you're falling within it. So even though I, for example, had a brutal, brutal um, yes, I had a massive stretch of seven days, or here where I was working nine AM to 10 PM nine AM to tell him in the rest of week was 9 to 5. It still worked out as an average of 40 45 hours, so it came under the 48 hour working time directive Target the Max Weekly. Ours is under 72. I did have a couple of weeks where I work 68 69 hours, but it came under the 72 marks consecutive shifts. Seven. I did have seven in a row, then um, conductive. Long shifts, all of that. So these are all of the actual main 2016 contractual requirements, all in one lock. So you know that you've actually have actually met their contractual obligations here? Um, the weekly rest 24 hours daily. Rest 11 on here. They break down What your equivalent salary for that year would be if you continued on that rotor. So this was my My acute rotation was before the new tax here. So it was on the old F Y one salary 28 8 Oh, eight Before the chips and up lift, I worked on average often additional six hours, 15 a week. So if you see here, that's where that six hours 15 has come from on. So that was the additional off. Just my basic pay applied to that six hours 15 over the year. Then I had the 7.5% weekend allowance because it was one in three for most of them on, that's the additional per year. And then this was my night premium. So there were eight hours, um, a week. They averaged out, um, to be that 37%. And so that's that for the whole year. So despite my basic salary being 28,808 because of all the I'm on call out of ours night on weekends, my annual salary was basically 37 668 on. I'd say my rotor was very encore heavy, so that was probably the upper end off what someone in f y one would be earning. The good thing I would really encourage you to do is to share the same way I've shared mine with you. We don't have to hide, um, what we're learning because everybody owns the same. We are nodal points Onda. It helps to make sure that you are all consistent because it will help you identify and if any mistakes have been made Onda So I really encourage you to share with each other on DA discussed. If you think there are any discrepancies in your contract, so that was kind of a whistle stop tour of the more important things. So I thought, let me take some questions night. I can see the shots. Are they obliged to offer us a shadowing period or they applied to pay us so they are obliged to pay us. That's a really good question. Um, so I think it would be silly of them not to offer a shadowing period if they're already paying you to do it. Um, so four last year, because it was Post Cove. It we got two weeks, and that was mandatory, um, for them to offer, not mandatory for us to take. Um, But this year on, I think, or consecutive years will be a minimum of four days paid shadow in. If you don't choose to take it, that's up to you. But they are obliged to offer it. So I hope that answers your question. Do we just email a contract to the BMA rep? Um, so no, you are. You have to be a a b m a member and then be, um this I'll just give you the email address for the, um let me just get you the email address by with me for the B m. A. So there's a There's an email address that you email it to, but you have to be a b m A member. But if you're contract, much is the model contract, which I gave you the, um, link for. Then you shouldn't need to use the b m a contract checking service. So this is a link to the checking service. Um, So if you are a B m a member, then absolutely. Check this service out. Go. Oh, thank you. Okay, um, if you remember being made yet how thank you. Uh, yeah. Our relocation costs applicably after you start working, or is it applicability doing the garden graduate to F one transition period? So you're allowed to, um, request it within three months of incurring the cost. So, for example, um, after graduating, if you move, I we moved in July. So we had from July, August September to, um, get all costs apply for our costs. But say I'm I decided that I was half a year in Wickham and half a year at stroke Monday. Va was So I was going to move between them. Then I would still be able to claim relocation costs as long as I claimed within three months of incurring them. I hope that answers that wonder in what circumstances can you claim? Relocation costs if you relocate? There are different rules. For if you're moving from rental to rental or if you're moving from rental to board or you're moving from bought a bought. But each trust has its own little rules with them, but they are contractually obliged to provide you with information and to provide you with reimbursement. I know that Scotland doesn't just That was something I learned when we first moved. Um, organize just said fantastic lecture. Thank you so much that, um okay, s so I hope that answers your question for relocation costs. Basically, if you're relocating, if you're moving on, you incur that in higher costs. You have to make trips to identify where you're gonna live. All of those, um, movers, for example. You can claim those costs, but is there any way to take a leave on and off? So okay, up swaps. So if you want to take Aleve on a normal non normal working day, you have to swap. It's your responsibility to find a swap eso As long as you can swap Teo someone else who is on on on on a normal working day, you can take Aleve because you swapped on to a normal working day. So, for example, if they've got a non call Jeff, you've got on your shift and you just want between the two of you. You still can't take Aleve because you swapped wanted their on courtship. So it has to be a swap with someone who's on a normal working day so that you can take on you leave on their day. I hope that makes sense is a fixed. Is the relocation cost a fixed lumps or more based? It's based on your receipts, so keep receipts for everything they haven't upper limit, so each trust will be slightly different. So just have a look. But they haven't upper limit. Um, is the relocation cross the fix lumps or more Based on reimbursement, it's based on receipts. Can you claim every time you get relocated or just to claim once in a whole lifetime know every time you relocate up to an upper limit, they've got a lifetime upper limit? Um, which I think is 8000 lbs. But you can claim asthma any times. A. You need as many times as you incur, as long as you have the evidence. Um, is there a relocation for monthly allowed? Know? So there's this. There's no, um monthly allowance or subsidize. Subsidize mental. There's hospital accommodation. It's pretty much similar price to normal. Private rental. Um, so, uh, you know, it's up to you whether you do that, but you don't get any additional funding for living costs in that way. Relocation costs can claim near the end of the F Y. One period comes. I'm sorry, I'm gonna have to argue with that one. You can claim it three months from incurring it. Be very careful about this because you don't want to get towards the end of your f Y one parent and realize you you can't blame it because it's past three months. Um, are the breaks discussed earlier in addition to lunch breaks? Know those are your brakes. Eso The brakes I discussed are just the brakes. Full stop. There's no separate lunch breaks or anything like that. You choose when to take your half an hour, which is less than nine hour shift. Um, your second half and hour of it's over nine. Now was a new third half an hour. If your nights it's over 12 hours, um, can you claim relocation cost? It's moving notation. Okay, we've answered that one, um are they're similar in for somewhere in older contract or the contract in Scotland? Yes, that is I will need to dig it out for you because I haven't looked myself. Um, if I figure it out, I will update our facebook. So keep an eye out and I also update my instagram. You can have a look on that as well. I've heard that before I mgs were able to extend our shadowing period to 10 days. Is this true? Unfortunately, I'm not 100% sure. I think you can negotiate with the trust on it's on an individual basis. So if you want a longer shadowing period to build your confidence, I think it's a perfectly reasonable thing to request that and see if they're willing to give it to you. Um, but I think it's very discretionary. I don't think it's mandatory. Okay. Be, um, checking What is an interview? Cheap channel. Um, does relocation cross include the cost would commute to different hospitals. Okay, Good question. And the answer is, if it is over 17 miles, So if you are within 17 miles off your first hospital in your second hospital, then you don't get to reclaim. You only reclaim mileage for anything over 17 miles. So I'm going to share my screen again because there's a bit about this on the B m. 100. Okay. Back to the, um, the contents, huh? Let me show, you know, 100 to lose. Um, traveling on other expenses. There you go. Roots of mileage. Okay, so here it's the mileage paper for journey, subject to maximum allow and schedule 12, paragraph 15. So I will employ you to read this, because I at the moment can find it. But I know it's 17 miles from me. Um, on double check what it is for you, but there is a limit to unfortunately uh huh. So if I can find it right, you have my whole It's It should really be in here. Yeah. Um, I would look here. Um, I'm not gonna look into it right now, but I'm pretty sure it's seven. It was 17 miles for us. Um, So have a look on the Let's go back to you guys. Thank you very much. Cairo, for this talk, it's being very useful. So he was the first event of our Why one survival guide. Um, and Cairo will be joining us for another talk on in finances later this month. Our next talk will be on the second of June. It will be run by Dr John I in, and it will be on preparing for F Y one. Uh, don't forget to fill out feedback forms because this is really important for us to know on things we can improve upon. And you also get a certificate of attendance, which you can use for your port four years. Well, okay. There's just one more question if we waive the European working time directive, what are the rules? Governing are working hours. None. You've wave thumb. So you have wave the right to have any, uh, chuckle. I'm not Okay. Um, yeah. You've had given you the contact details full, uh, the ones. How can they? So if you have any questions, pop them in the feet, but and I can answer him also. Night. Sorry. I was just going to say, keep an eye on the mind. A bleed facebook page. There will be some useful resource is on the well update articles as well. Cairo's talk will be available to watch again will be recorded. Thank you very much. Thanks, everyone. Thanks for joining. Thank you, everyone. Please fill out the feedback. Or if you have some spent on, it's great for us on. We can make our future weapon on Spencer, take a gauze.